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Fee
Schedule (as of January 1, 2006)
|
| All Accounts | |
| Statement Copy | $2.00 |
| Account History | $1.00 |
| NSF Pre-Authorized Debit | $20.00 |
| ACH Stop Payment Request | $20.00 |
| Account Research | $15.00/hr |
| Deposited Return Item | $5.00 |
| Abandoned Account Fee | $10.00/yr |
| Teller
Check Fee (one free check per day) (There is no fee for Members 65 and older) |
$1.00 Per check |
| Teller Check Copy Fee | $2.00 |
| Teller Check Copy Fee (one day service) | $5.00 |
| Savings (Share) Account Fees | |
| Overdraft Protection (per transfer) | $2.00 |
| Account Closure Fee (within 180 days) | $10.00 |
| Overdraft Fee | $20.00 |
| Checking Account Fees | |
| Overdraft Protection (from shares) | $2.00 |
| Overdraft Fee | $20.00 |
| Stop Payment Order | $20.00 |
| Account Reconciliation (per hour) | $15.00 |
| Statement Copy Fee | $2.00 |
| Check Copy Fee | $2.00 |
| Check Copy Fee (one day service) | $5.00 |
| Check Orders
Ultimate Checking Members |
Prices vary
FREE |
| Basic Checking Fees | |
| Monthly Service Charge if account balance falls below $300.00 | $1.00 |
| "On the Move" Checking Fees | |
| Monthly Service Charge | $5.00 |
| Ultimate Checking Fees | |
| Monthly Service Charge if average daily balance falls below $2,500.00 | $10.00 |
| Wire Fees | |
| Incoming Wire | FREE |
| Outgoing Wire Fee | $12.00 |
| International Wire Fee | $30.00 |
| Western Union-Domestic | $25.00 |
| Western Union-International $500.00 or less | $30.00 |
| Western Union-International > $500.00 | 2% + $30.00 |
| Services | |
| Fax Fee (local) | $.50 per page |
| Fax Fee (long distance) | $1.00 per page |
| Money Order Fee
Members 65 and older |
$1.00 each
$.25 each |
| Photocopy | $.25 per copy |
| Travelers Cheque Fee | $1.00 per $100.00 |
| Inquiry/Transaction Phone Fee | FREE |
| Automated Response Teller | FREE |
| Home Banking | FREE |
| Bill Payer | $2.95 monthly |
| Charges | |
| Legal
Processing Fee (writs, summons, levies) |
$25.00 |
| ATM/VISA Debit Card Fees | |
| At LCFCU-owned ATM or SURF terminal | FREE |
| At Non-LCFCU owned ATM | |
| First 4 withdrawals | FREE |
| Additional withdrawals | $1.00 |
| Inquiries and denials | $1.00 |
| Card Issue Fee | FREE |
| Replacement Card Fee | $5.00 |
| Point of Sale Transactions | FREE |
| Overdraft Fee | $20.00 |
| VISA Credit Card Fees | |
| Late Fee | 5% of current balance |
| Sales Draft Copy Fee | $1.00 |
| Statement Copy Fee | $1.00 |
| Replacement Card Fee | $5.00 |
| Replacement Pin Fee | $5.00 |
| Overlimit Fee | $10.00 |
