Lisbon Community Federal Credit Union Lisbon Community Federal Credit Union Lisbon Community Federal Credit Union
 

Loan Rates

Effective as of: July 23, 2008
New Vehicle Loans (2003-2008)
Term Rates APR Payment
3 Years 4.95% 4.95% Payment per $1,000 = $29.95
4 Years 4.95% 4.95% Payment per $1,000 = $23.01
5 years 5.25% 5.25% Payment per $1,000 = $18.99
6 years 5.50% 5.50% Payment per $1,000= $16.34
7 years 5.95% 5.95% Payment per $1,000 = $14.59
Terms available vary based on model year of vehicle. Please contact the Credit Union with questions.

Used Vehicle - Model Years (1998-2002)
Term Rates APR Payment
3 years 5.50% 5.50% Payment per $1,000 = $30.20
4 years 5.50% 5.50% Payment per $1,000 = $23.26
Terms available vary based on model year of vehicle. Please contact the Credit Union with questions.

First Mortgages
For Todays Current Mortgage Rates Contact The Credit Union At 353-4144

5-YR Balloon Mortgage
Based on a
30 year amortization		 5.25% 5.590%

Construction Loans
Max. term 12 months, interest only payments 8.50%   1 point required

Second/Junior Mortgage Loan
5 years 5.25% 5.305% Payment per $1,000 = $18.99
8 years 5.95% 5.986% Payment per $1,000 = $13.12
10 years 6.25% 6.280% Payment per $1,000 = $11.23
15 years 6.95% 6.972% Payment per $1,000 = $8.96
20 years 7.25% 7.268% Payment per $1,000 = $7.91

Mobile Homes In A Park
Term Rates APR Payment
5 years 5.95% 5.95% Payment per $1,000 = $19.31
8 years 7.00% 7.00% Payment per $1,000 = $13.64
10 years 7.50% 7.50% Payment per $1,000 = $11.87
15 years 7.75% 7.75% Payment per $1,000 = $9.42
20 years 8.00% 8.00% Payment per $1,000 = $8.37

Camps/Vacation Homes
Term Rates APR Payment
10 years 6.75% 6.837% Payment per $1,000 = $11.49
15 years 6.75% 6.889% Payment per $1,000 = $8.85
20 years 6.95% 7.073% Payment per $1,000 = $7.72

Home Equity Lines of Credit
Revolving Prime rate + 0%   1 1/2% of the outstanding balance as of last advance

No Equity Home Improvement Loan
15 years 8.50% 8.584% Payment based on $20,000 = $197.03

Land Loans
Term Rates APR Payment
8 years 7.25% 7.357% Payment per $1,000 = $13.76
10 years 7.50% 7.589% Payment per $1,000 = $11.87
15 years 7.50% 7.569% Payment per $1,000 = $9.27

Preferred Credit Line
Revolving Prime + 3%   2% of outstanding balance as of last advance.

Personal
Term Rates APR Payment
1 year 7.50% 7.50% Payment per $1,000 = $86.77
3 years 12.50% 12.50% Payment per $1,000 = $33.46
5 years 13.50% 13.50% Payment per $1,000 = $23.02

Checking Overdraft Protection
open ended 15.50%   2% of outstanding balance, or $35 whichever is greater

Motorhomes
Term Rates APR Payment
5 years 5.95% 5.95% Payment per $1,000= $19.31
10 years 6.50% 6.50% Payment per $1,000 = $11.36
15 years 6.75% 6.75% Payment per $1,000 = $8.85
20 years 7.25% 7.25% Payment per $1,000 = $7.91

Tractors, Motorcycles, ATVs & Snowmobiles
5 years 6.50% 6.50% Payment per $1,000 = $19.57

Campers & Boats
5 years 6.25% 6.25% Payment per $1,000 = $19.45
10 years 6.95% 6.95% Payment per $1,000 = $11.59

Business Real Estate Loans
Type Term Rates APY
Fixed Rate 15 years 6.750% 6.899%
5-Year Balloon 6.25% 6.663%
Line of Credit Prime + 1%
Construction Loans 9.00%

Business Vehicles
Term Rates APR Payment
4 years 4.75% 4.75% Payment per $1,000 = $22.92
5 years 5.00% 5.00% Payment per $1,000 = $18.87
6 years 5.50% 5.50% Payment per $1,000 = $16.34
7 years 5.75% 5.75% Payment per $1,000 = $14.49

Business Equipment
Term Rates APR Payment
5 years 6.25% 6.25% Payment per $1,000 = $19.45
10 years 7.00% 7.00% Payment per $1,000 = $11.61

Business Heavy Equipment
Term Rates APR Payment
5 years 6.25% 6.25% Payment per $1,000 = $19.45
10 years 6.50% 6.50% Payment per $1,000 = $11.36
15 years 6.75% 6.75% Payment per $1,000 = $8.85

For rates on other types of loans, please contact the credit union.
All rates are subject to change without notice.

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