|
At the Lisbon Community Federal Credit Union (LCFCU), your privacy
is very important to us. This online Privacy Policy is intended
to disclose how we treat information you provide to us through the
LCFCU web site.
General
As a general policy, LCFCU does not automatically collect personal
information from users of its Web site. LCFCU does collect and
store: information on the domain a user uses to access its Web
site, the Internet address of the Web site from which a user links
to the Web site and the date and time of the visitor's visit to
the Web site. This information is used for statistical purposes
to measure the number of visitors to its Web site and the route
a user travels while within the Web site to better serve users
in improved design and site navigation. Members-Only Areas
Personal identification (i.e. account number, PIN, password) is collected
when a valid Credit Union Member with active Credit Union account(s)
has registered
to enter the secure online banking area of the Credit Union's Web site.
This information enables the Credit Union to regulate access of this
information
to those who request such access and those entitled to perform transactions
on these accounts.
Lisbon Community Federal Credit Union does not sell or provide
any Member information to any list service
We will disclose information to third parties about your account or transactions
you engage in: (a) where it is necessary for completing transactions, or (b)
in order to verify the existence and condition of your account for a third
party, such as a credit bureau, or (c) in order to comply with a government
agency or court orders, subpoenas or other legal documents, or (d) if you give
LCFCU your permission. Online Forms
LCFCU provides several online form resources (i.e. loan applications, check
re-order forms) to better serve the needs of its Members. Personal information
provided by a user via any of the Credit Union's online forms is used
by LCFCU only
to process the Member's request for service. All information that passes
between LCFCU's Web site and the user's PC is encrypted to protect the
user's privacy.
E-Mail Communication
Personal information transmitted to LCFCU may be used by Credit Union staff to respond to inquiries for service or information
or improve the service the Credit Union provides. Since e-mail
communication may not be secure against interception by unauthorized
individuals, users should seek alternatives to e-mail when
it is necessary to provide sensitive or personal information
that
can compromise or violate a user's privacy when communicating
via e-mail.
Children's Online Privacy
The law requires parental consent to collect or use information
from a child under 13. If you are a child under 13, please show
this to your parents and do not use the online services of this
institution without verifiable parental consent pursuant to the
Children's Online Privacy Protection Act.
Web site Applications
Credit Union's Loan and Member Application Page are secured and
all information entered by the Member is encrypted and e-mailed
to a secure server. Only an authorized Credit Union employee can
access and print the applications from the secured server to ensure
confidentiality.
For additional information about LCFCU's Privacy Policy, please
contact a Member Service Representative at (207) 353-4144 or
toll free at (877) 353-4144.
|