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Effective as of: September 17, 2008
| Share Account |
| Dividend Rate |
APY* |
Notes |
| .50% |
.50% |
$25.00 minimum |
| Basic and *On The Move* Checking Accounts |
| .10% |
.10% |
No minimum balance |
| Ultimate Checking |
| Dividend Rate |
APY* |
Notes |
| .25% |
.25% |
Balances $2,500-$19,999.99 |
| .75% |
.75% |
$20,000.00-$49,999.99 |
| .90% |
.90% |
$50,000.00-$99,999.99 |
| 1.00% |
1.01% |
$100,000.00 and over |
| Money Market Account |
| Dividend Rate |
APY* |
Notes |
| .75% |
.75% |
$1,000.00 - $19,999.99 |
| 1.00% |
1.00% |
$20,000.00 - $49,999.99 |
| 1.50% |
1.51% |
$50,000.00 - $99,999.99 |
| 2.00% |
2.02% |
$100,000.00 and over |
| Club Account |
| .50% |
.50% |
No minimum balance |
| FOCUS Account |
| .50% |
.50% |
Teens ages 13-18 who have not graduated. $25 minimum balance |
| Monty Moose Account |
| .50% |
.50% |
Children ages 12 and under.
No minimum balance. |
| IRA Share Account |
| Dividend Rate |
APY* |
Notes |
| .75% |
.75% |
$1,000.00-$19,999.99 |
| 1.00% |
1.01% |
Balances $20,000.00-$49,999.99 |
| 1.50% |
1.51% |
Balances $50,000.00-$99,999.99 |
| 2.00% |
2.02% |
Balances $100,000.00 and over |
| Certificates |
| Certificate Terms |
Rates |
APY* |
Notes |
| 6 Months |
2.95% |
2.990% |
$1,000 Minimum |
| 12 Months |
3.20% |
3.247% |
$1,000 Minimum |
| 18 Months |
3.30% |
3.335% |
$1,000 Minimum |
| 2 Years |
3.40% |
3.453% |
$1,000 Minimum |
| 3 Years |
3.90% |
3.970% |
$1,000 Minimum |
| 5 Years |
4.25% |
4.334% |
$1,000 Minimum |
- Share Account - Dividends are paid monthly on the average daily balance.
- Share Draft (Checking) Account - No monthly service charge if $300 balance is maintained; dividends are paid monthly on the average daily balance.
- IRA Share Account - No annual fee; dividends paid monthly on the average daily balance.
- Regular and IRA Certificates - $1,000 minimum balance required to earn the APY; dividends are paid monthly on the average daily balance; penalty for early withdrawals; a withdrawal will reduce earnings.
- Money Market Account - $100 minimum withdrawal amount and a maximum of 3 withdrawals per month; dividends are paid monthly on the average daily balance.
- Club Account - Holiday, Vacation and All-Purpose clubs are available; dividends are paid monthly on the average daily balance.
- Monty Moose Account - Available to children ages 12 and under. Dividends are paid monthly on the average daily balance.
- *APY = Annual Percentage Yield
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For rates on other types of loans, please contact the credit union.
All rates are subject to change without notice.
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