"The Lisbon Community Federal Credit Union is a Member-owned cooperative whose mission is to be the primary financial institution for all Members through continuous improvement, personalized service and competitive products while remaining financially secure".
The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily and thoughtfully to keep pace with the needs of its Members.
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Our brand is focused on Building Futures and Preserving Dreams. We recognize that everyone has financial dreams such as owning a home, saving for retirement or buying a specific vehicle. At the Lisbon Credit Union, we encourage our Members to preserve those dreams and slowly build a secure, financial future with us to make their dreams a reality.
Today, our Field of Membership includes persons who live, work, worship, or attend school in, and businesses and other legal entities located in the following towns and cities in the State of Maine: Lewiston, Auburn, Durham, Lisbon or Sabattus in Androscoggin County; Bowdoin and Topsham in Sagadahoc County; or Pownal in Cumberland County.
The Credit Union is served by a Board of Directors consisting of seven volunteers elected by the Credit Union's Membership. Importantly, as a Member of the Lisbon Community Federal Credit Union, you are also an owner. Each Credit Union Member receives one vote as long as they maintain a $25 minimum balance in their savings account. Additionally, you may vote on important issues affecting the Credit Union at the Annual Meeting.
Since the Membership owns the Credit Union, there are no stockholders. Therefore, we serve only the people who own the Credit Union. All Credit Union earnings are returned to Members as dividends on their savings accounts, competitive loan rates and the cost of Member service. Each Member's savings are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Individual Retirement Accounts (IRAs) are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.
Please feel free to come by the Credit Union, call, fax or e-mail whenever you have any questions or if we can be of any assistance to you in any way.