Privacy Notice and Disclosure

Please click here to download our general Privacy Notice for all Members

At the Lisbon Community Federal Credit Union (LCFCU), your privacy is very important to us. This Privacy Policy is intended to disclose how we treat information you provide to us through the LCFCU.

Website Privacy Notice

At the Lisbon Community Federal Credit Union (LCFCU), your privacy is very important to us. This online Privacy Policy is intended to disclose how we treat information you provide to us through the LCFCU web site.

General
As a general policy, LCFCU does not automatically collect personal information from users of its Web site. LCFCU does collect and store: information on the domain a user uses to access its Web site, the Internet address of the Web site from which a user links to the Web site and the date and time of the visitor's visit to the Web site. This information is used for statistical purposes to measure the number of visitors to its Web site and the route a user travels while within the Web site to better serve users in improved design and site navigation.

Members-Only Areas
Personal identification (i.e. account number, PIN, password) is collected when a valid Credit Union Member with active Credit Union account(s) has registered to enter the secure online banking area of the Credit Union's Web site. This information enables the Credit Union to regulate access of this information to those who request such access and those entitled to perform transactions on these accounts.

Lisbon Community Federal Credit Union does not sell or provide any Member information to any list service
We will disclose information to third parties about your account or transactions you engage in: (a) where it is necessary for completing transactions, or (b) in order to verify the existence and condition of your account for a third party, such as a credit bureau, or (c) in order to comply with a government agency or court orders, subpoenas or other legal documents, or (d) if you give LCFCU your permission.

Online Forms
LCFCU provides several online form resources (i.e. loan applications, check re-order forms) to better serve the needs of its Members. Personal information provided by a user via any of the Credit Union's online forms is used by LCFCU only to process the Member's request for service. All information that passes between LCFCU's Web site and the user's PC is encrypted to protect the user's privacy.

E-Mail Communication
Personal information transmitted to LCFCU may be used by Credit Union staff to respond to inquiries for service or information or improve the service the Credit Union provides. Since e-mail communication may not be secure against interception by unauthorized individuals, users should seek alternatives to e-mail when it is necessary to provide sensitive or personal information that can compromise or violate a user's privacy when communicating via e-mail.

Children's Online Privacy
The law requires parental consent to collect or use information from a child under 13. If you are a child under 13, please show this to your parents and do not use the online services of this institution without verifiable parental consent pursuant to the Children's Online Privacy Protection Act.

Web site Applications
Credit Union's Loan and Member Application Page are secured and all information entered by the Member is encrypted and e-mailed to a secure server. Only an authorized Credit Union employee can access and print the applications from the secured server to ensure confidentiality.

For additional information about LCFCU's Privacy Policy, please contact a Member Service Representative at (207) 353-4144 or toll free at (877) 353-4144.