VISA Debit Cards and CardValet

Members with a Lisbon Community Federal Credit Union checking account are eligible to apply for a VISA® Debit Card. The VISA® Debit Card provides a quick, safe, and convenient way to pay for products and services with all charges directly withdrawn from your Lisbon Community FCU checking account. Encounter none of the hassles that are present when you write checks. All purchases will appear on your monthly checking account statement and there are no transaction charges when using your VISA® Debit Card to pay for purchases.

Your VISA® Debit Card is also an ATM card. Withdraw funds nationwide wherever you see the PLUS®, NYCE®, CU24®, or MEMBER ACCESS® sign. When used as an ATM Card, your VISA® Debit Card will be entitled to the following:

  • Unlimited FREE withdrawals at the Lisbon Community Federal Credit Union ATM and over 200 SURF®* terminals statewide
  • Four (4) FREE withdrawals per month at any other ATM - a $1.00 transaction fee is charged for additional withdrawals 
  • A standard withdrawal limit of $500.00 per day 
  • A standard point of sale limit of $2,000 per day
  • A fee of $1.00 for all inquiries

For the purpose of determining daily limits for Debit Card withdrawals and Debit Card point-of-sale transactions, the daily cutoff time is 4:00pm. For example, transactions occurring between the 24 hour period beginning 4:00pm on Friday and 4:00pm on Saturday are part of one day’s total. Transactions occurring after 4:00pm on Saturday would be counted towards the Saturday 4:00pm to Sunday 4:00pm “daily limit” period.

CU24 ATM Locator*As an added benefit, the Credit Union participates in the CU24® SURF® Network. This partnership with Maine Credit Unions allows our Members surcharge free access to this ATM network throughout Maine. Click on the ATM Locator icon below for a list of SURF® participating Credit Unions and the locations of CU24® SURF® ATMs.

For additional information on our VISA® Debit Card Program, please contact one of our Member Service Representatives at (207) 353-4144 or toll free at (877) 353-4144.

Protect your card with the FREE app CardValet!

Your Cards, on Your Terms
Protect your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used - with CardValet® from Fiserv.*

Alerts Help You Play it Safe
Payment cards offer both convenience and risk. CardValet manages the risk by allowing you to define when, where and how your cards can be used.

  • Receive alerts whenever your payment cards are used
  • Establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations
  • Safeguard your cards: Turn them "off" if they're misplaced or stolen and back "on" when you're ready to use them

Benefits of CardValet

  • Choose CardValet to safeguard your cards from fraud with customized alerts and the ability to set limits on cards.
  • Fraud Protection
  • Real-time alerts keep you informed when your cards are used
  • Transaction controls allow your cards to work only in specific locations or geographic areas
  • When your cards are "off," no withdrawals or purchases will be approved
  • Control Spending
  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores
  • Establish controls by location and change parameters via your mobile device
  • Business Use
  • Use transaction controls for merchant codes, locations, transaction types and thresholds to ensure employee spending adheres to company policies
  • Review Balances and Transactions
  • Monitor your finances anytime, anywhere by using the CardValet app to check your account balances or review recent card transactions

 

Click here for app download

 

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