Checking Accounts

Open the door to unlimited products and services with a new checking account at the Credit Union.

We offer four different types of checking accounts to fit a variety of needs.

Click HERE to order checks.

Basic Checking

Basic Checking account features:

  • If account balance is less than $300, there is a $1.00 fee per month
  • Unlimited withdrawals at the Lisbon Credit Union or SURF® Network ATMs
  • 4 free ATM withdrawals per month at other locations 
  • Monthly statements or eStatements 
  • Variable rate dividends paid monthly 
  • Overdraft Protection from your savings account ($2.00 per transfer)

Plus you have the freedom to partner any one of these services with your checking account:

  • VISA® Debit or ATM Cards
  • Home Banking
  • BillPayer 
  • Overdraft Protection Line of Credit* 
  • 24 Hour Automated Response Teller (A.R.T.) 
  • Direct Deposit 
  • Automatic Funds Transfers: Electronically transfer between accounts

*pending credit approval

View Rates

'On The Move' Checking

Do you have a difficult time getting to your financial institution to conduct your business?

Prefer to use on-line services, ATMs and other electronic methods?

This account was designed for Members who say "convenience is key" to choosing their financial institution.

'On The Move' Features:

  • No minimum balance
  • $5.00 monthly service charge 
  • eStatements 
  • Variable rate dividends paid monthly 
  • Unlimited FREE ATM withdrawals at any location

Additional Free Services:

  • VISA® Debit or ATM Cards
  • Free Home Banking
  • Free BillPayer 
  • Overdraft Protection Line of Credit* 
  • 24 Hour Automated Response Teller (A.R.T.)

*pending credit approval

View Rates

The Ultimate Checking

This account is our premier checking account, rewarding those Members who maintain higher balances.

The Ultimate Checking offers a tiered dividend structure. Higher dividend rates are paid based on your average monthly balance.

Ultimate Checking Features:

  • $2,500.00 minimum balance ($10.00 monthly fee if average balance falls below $2,500.00) 
  • Monthly statements or eStatements
  • Variable tiered rates 
  • FREE checks 
  • Unlimited FREE ATM withdrawals at any location

Additional Free Services:

  • VISA® Debit or ATM Cards
  • Free Home Banking
  • Free BillPayer 
  • Overdraft Protection Line of Credit* 
  • 24 Hour Automated Response Teller (A.R.T.)

*pending credit approval

View Rates

Free4ME

You’re going places. So your first stop should be free4ME.

Free4ME is the ultimate account for the 25-and-under crowd. With all the features you need and some great extra perks, living Young & Free in Maine has never been easier.

Here is what you’ll get with your free4ME Account: 

  • Oops! Refund. Twice per year, you can call and get a non-sufficient funds (NSF) fee reversed.**
  • No monthly fee and no per-check fee
  • Free debit card. For all your purchases and withdrawals.***
  • Free SURF ATM network use
  • 4 free transactions per month at non-SURF ATMs
  • No minimum balance required
  • Free mobile, online banking, bill payer and e-Statements
  • Free e-alerts. Stay updated with your account activity or remind yourself of future loan payments.
  • Free Shared Branching. Access your account at nearly 140 participating credit union locations in Maine and 5,000 nationwide.
  • Overdraft Protection Line of Credit*

For more information on the Young & Free Maine program, visit www.youngfreemaine.com.

*pending credit approval

**Annually is defined as January to December in a given calendar year

***Checks are available upon request at most credit unions

For additional information on any of our Checking Accounts, please contact a Member Service Representative at (207) 353-4144 or toll free at (877) 353-4144.

Lisbon Community Federal Credit Union Accounts are federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency