Checking Accounts
Open the door to unlimited products and services with a new checking account at the Credit Union.
We offer four different types of checking accounts to fit a variety of needs.
Click HERE to order checks.
Basic Checking
Basic Checking account features:
-
If account balance is less than $300, there is a $1.00 fee per month
-
Unlimited withdrawals at the Lisbon Credit Union or SURF® Network ATMs
-
4 free ATM withdrawals per month at other locations
-
Monthly statements or eStatements
-
Variable rate dividends paid monthly
-
Overdraft Protection from your savings account ($2.00 per transfer)
Plus you have the freedom to partner any one of these services with your checking account:
-
VISA® Debit or ATM Cards
-
Home Banking
-
BillPayer
-
Overdraft Protection Line of Credit*
-
24 Hour Automated Response Teller (A.R.T.)
-
Direct Deposit
-
Automatic Funds Transfers: Electronically transfer between accounts

'On The Move' Checking
Do you have a difficult time getting to your financial institution to conduct your business?
Prefer to use on-line services, ATMs and other electronic methods?
This account was designed for Members who say "convenience is key" to choosing their financial institution.
'On The Move' Features:
-
No minimum balance
-
$5.00 monthly service charge
-
eStatements
-
Variable rate dividends paid monthly
-
Unlimited FREE ATM withdrawals at any location
Additional Free Services:
-
VISA® Debit or ATM Cards
-
Free Home Banking
-
Free BillPayer
-
Overdraft Protection Line of Credit*
-
24 Hour Automated Response Teller (A.R.T.)

The Ultimate Checking
This account is our premier checking account, rewarding those Members who maintain higher balances.
The Ultimate Checking offers a tiered dividend structure. Higher dividend rates are paid based on your average monthly balance.
Ultimate Checking Features:
-
$2,500.00 minimum balance ($10.00 monthly fee if average balance falls below $2,500.00)
-
Monthly statements or eStatements
-
Variable tiered rates
-
FREE checks
-
Unlimited FREE ATM withdrawals at any location
Additional Free Services:
-
VISA® Debit or ATM Cards
-
Free Home Banking
-
Free BillPayer
-
Overdraft Protection Line of Credit*
-
24 Hour Automated Response Teller (A.R.T.)

Free4ME
You’re going places. So your first stop should be free4ME.
Free4ME is the ultimate account for the 25-and-under crowd. With all the features you need and some great extra perks, living Young & Free in Maine has never been easier.
Here is what you’ll get with your free4ME Account:
-
Oops! Refund. Twice per year, you can call and get a non-sufficient funds (NSF) fee reversed.**
-
No monthly fee and no per-check fee
-
Free debit card. For all your purchases and withdrawals.***
-
Free SURF ATM network use
-
4 free transactions per month at non-SURF ATMs
-
No minimum balance required
-
Free mobile, online banking, bill payer and e-Statements
-
Free e-alerts. Stay updated with your account activity or remind yourself of future loan payments.
-
Free Shared Branching. Access your account at nearly 140 participating credit union locations in Maine and 5,000 nationwide.
-
Overdraft Protection Line of Credit*
For more information on the Young & Free Maine program, visit www.youngfreemaine.com.

For additional information on any of our Checking Accounts, please contact a Member Service Representative at (207) 353-4144 or toll free at (877) 353-4144.