Checking

Menu

Open the door to unlimited products and services with a new checking account at the Credit Union. We offer four different types of checking accounts to fit a variety of needs.

Basic Checking

Account features:

  • Unlimited withdrawals at Lisbon Credit Union or SURF® Network ATMs

  • 4 free ATM withdrawals per month at other locations

  • Monthly statements or e-Statements

  • Variable rate dividends paid monthly

  • Overdraft Protection from your savings account ($2.00 per transfer)

Plus, you have the freedom to partner any one of these services with your checking account:

  • VISA® Debit or ATM Cards

  • Home Banking

  • BillPayer

  • Overdraft Protection Line of Credit*

  • 24-Hour Automated Response Teller (A.R.T.)

  • Direct Deposit

  • Automatic Funds Transfers: Electronically transfer between accounts

*pending credit approval

'On The Move' Checking

Do you have a difficult time getting to your financial institution to conduct your business? Prefer to use online services, ATMs, and other electronic methods? This account was designed for Members who say "convenience is key" to choosing their financial institution.

Features:

  • No minimum balance

  • $5.00 monthly service charge

  • e-Statements

  • Variable rate dividends paid monthly

  • Unlimited FREE ATM withdrawals at any location

Additional Free Services:

  • VISA® Debit or ATM Cards

  • Free Home Banking

  • Free BillPayer

  • Overdraft Protection Line of Credit*

  • 24-Hour Automated Response Teller (A.R.T.)

*pending credit approval

The Ultimate Checking

This account is our premier checking account, rewarding those Members who maintain higher balances. The Ultimate Checking offers a tiered dividend structure. Higher dividend rates are paid based on your average monthly balance.

Features:

  • $2,500.00 minimum balance ($10.00 monthly fee if average balance falls below $2,500.00)

  • Monthly statements or e-Statements

  • Variable tiered rates

  • FREE checks

  • Unlimited FREE ATM withdrawals at any location

Additional Free Services:

  • VISA® Debit or ATM Cards

  • Free Home Banking

  • Free BillPayer

  • Overdraft Protection Line of Credit*

  • 24-Hour Automated Response Teller (A.R.T.)

*pending credit approval

Free4ME

You’re going places. So your first stop should be Free4ME. Free4ME is the ultimate account for the 25-and-under crowd.

Here is what you’ll get with your Free4ME Account: 

  • Oops! Refund. Twice per year, you can call and get a non-sufficient funds (NSF) fee reversed**

  • No monthly fee and no per-check fee

  • Free debit card. For all your purchases and withdrawals.***

  • Free SURF ATM network use

  • 4 free transactions per month at non-SURF ATMs

  • No minimum balance required

  • Free mobile, online banking, bill payer, and e-Statements

  • Free e-alerts. Stay updated with your account activity or remind yourself of future loan payments.

  • Free Shared Branching. Access your account at nearly 140 participating credit union locations in Maine and 5,000 nationwide

  • Overdraft Protection Line of Credit*

*pending credit approval

**Annually is defined as January to December in a given calendar year

***Checks are available upon request at most Credit Unions

For additional information on any of our Checking Accounts, please contact a Member Service Representative at (207) 353-4144 or toll-free at (877) 353-4144.

Lisbon Community Federal Credit Union Accounts are federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.