Lending Philosophy

Our lending philosophy revolves around looking at more than just a Member's credit score; we focus on the story behind the Member. For over 60 years, Lisbon Community Federal Credit Union has remained faithful to the basic credit union philosophy of "People Helping People". Simply stated, we do not categorize an applicant as an A, B, C, or D borrower. We believe that all Members deserve the same great rate, regardless of what their credit score may be.

Unlike other financial institutions, we will never penalize you with a higher rate because of your credit score. We know that a credit score doesn’t tell the whole story and that many factors can affect a credit score, factors that we sometimes have no control over. Life isn’t perfect, and your credit score doesn’t always have to be either.