Fee Schedule
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| All Accounts | |
|---|---|
| Statement Copy | $2.00/statement |
| Account History | $2.00/history |
| ACH Stop Payment Request | $20.00 |
| Returned Item Fee (NSF Fee) | $25.00 |
| Overdraft Fee (Debit Card Transactions) | $25.00 |
| Account Research | $20.00/hour |
| Deposited Return Item Fee | $10.00 |
| Abandoned Account Fee | $10.00/year |
| Foreign Exchange Fee | $10.00 |
| Teller Check Fee (One free check per day) (Free for Members 65 and older) |
$1.00/check |
| Teller Check Copy Fee | $3.00 |
| Home Banking | FREE |
| Shared Branching Transactions | FREE |
| Savings (Share) Account Fees | |
|---|---|
| Overdraft Protection (per transfer) (ACH, ATM and Share Drafts) | $2.00 |
| Account Closure Fee (within 180 days) | $25.00 |
| Checking Account Fees | |
|---|---|
| Overdraft Protection (from shares) | $2.00 |
| Returned Item Fee (NSF Fee) | $25.00 |
| Stop Payment Order | $20.00 |
| Account Reconciliation | $20.00/hour |
| Statement Copy Fee | $2.00 |
| Check Copy Fee | $2.50 |
| Check Orders (Free for Ultimate Checking Members) |
Prices vary |
| Bill Payer | FREE |
| E-Statements | FREE |
| Basic Checking Fees | |
|---|---|
| If Account Balance >/= $300.00 | FREE |
| If Account Balance < $300.00 | FREE |
| On the Move Checking Fees | |
|---|---|
| Service Charge | $5.00/mo |
| Ultimate Checking Fees | |
|---|---|
| If average daily balance >/= $2,500.00 | FREE |
| If average daily balance < $2,500.00 | $10.00/mo |
| Wire Fees | |
|---|---|
| Incoming Wire | FREE |
| Outgoing Wire Fee | $20.00 |
| International Wire Fee | $40.00 |
| Services | |
|---|---|
| Fax Fee (local) | $1.00 per page |
| Fax Fee (long distance) | $1.00 per page |
| Money Order Fee (Free for Members 65 and older) |
$1.00 each |
| Photocopy | $.25/copy |
| Inquiry/Transaction Phone Fee | FREE |
| Notary Service | FREE |
| Signature Guarantee | FREE |
| Gift Cards - 1st per month FREE (each subsequent request) | $3.00 |
| Charges | |
|---|---|
| Legal Processing Fee (writs, summons, levies) | $25.00 |
| Loan Payoff Request - first 2 FREE (each subsequent request) | $25.00 |
| ATM/VISA Debit Card Fees (LCFCU-owned ATM or SURF terminal) | |
|---|---|
| Withdrawals | FREE |
| Inquiries and Denials | FREE |
| At Non-LCFCU owned ATM | |
|---|---|
| First 4 withdrawals | FREE |
| Additional withdrawals after 4 | $1.00 |
| Inquiries and denials | FREE |
| Card Issue Fee | FREE |
| Replacement Card Fee | $10.00 |
| ATM Surcharge Fee | $1.50 |
| Point of Sale Transactions | FREE |
| NSF Fee | $25.00 |
| Rush Fee - Card Only | $43.00 |
| Rush Fee - Card and PIN | $61.00 |
| VISA Credit Card Fees | |
|---|---|
| Late Fee | 5% of current balance |
| Sales Draft Copy Fee | $1.00 |
| Statement Copy Fee | $1.00 |
| Replacement Card Fee | $5.00 |
| Replacement Pin Fee | $5.00 |
| Rush Fee | $27.50 |
| Loan Fees | |
|---|---|
| Loan Payoff Request - first 2 | FREE |
| Each subsequest request | $25.00 |
